Reference guide
Insurance Glossary
Plain-language definitions of common insurance terms across policies, coverage, and claims. Check your policy or plan documents for the terms that apply to you.
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Showing 4 of 28 matching terms
Terms beginning with I
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Insuring agreement
General insurance - The policy section that states the insurer’s basic promise and the broad scope of coverage provided.
- Also called: insuring clause
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Internal appeal
Health insurance - A request for a health plan to reconsider a coverage or claim decision using the plan’s own review process.
- Also called: internal grievance
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Irrevocable beneficiary
Life insurance - A beneficiary whose rights generally cannot be changed without that beneficiary’s consent.
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Irrevocable life insurance trust
Life insurance - A trust that owns life insurance and generally cannot be changed or revoked by its grantor after creation.